The Ethos Universal Wallet is a wallet management system that allows users to quickly and easily interact with their coins, while tracking and monitoring diverse assets. The Universal Wallet will allow users to view, send and receive balances of any supported cryptocurrency. The wallet manager is entirely decentralized meaning that consumers have complete control over their private keys at all times and Ethos can’t access funds without direct user authorization. All transactions are completely user direct and there are no locks or limits.