- Accessing our Website
1.1 Access to our Website is permitted on a temporary basis, and we reserve the right to amend the information or withdraw the service(s) we provide on our Website without notice (see below). We will not be liable if for any reason our Website is unavailable at any time or for any period.
1.2 You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.
- Intellectual Property Rights
2.1 We are the owner or the licensee of all intellectual property rights in our Website (including but not limited to the services and other intellectual property rights offered on or via the Website) and in the material published on it. Those works are protected by copyright laws, and treaties around the world. All such rights are reserved.
2.2 Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged.
2.3 You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.
2.4 If you print off, copy or download any part of our Website in breach of these Terms of Website Use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made whether modified or unmodified.
- Reliance on Information Posted
3.1 Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.
- Our Website Changes Regularly
4.1 We aim to update our Website regularly, and may change the content at any time. If the need arises, we may suspend access to our Website, or close it indefinitely. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.
5.1 The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy or completeness. To the extent permitted by law, we, and third parties connected to us, hereby expressly exclude:
(a) all conditions, warranties and other terms which might otherwise be implied by statute, law or otherwise;
(b) any liability whatsoever incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it, including, without limitation any liability for:
(i) direct, indirect or consequential loss or damage;
(ii) loss of income or revenue;
(iii) loss of business;
(iv) loss of profits or contracts;
(v) loss of anticipated savings;
(vi) loss of data;
(vii) loss of goodwill;
(viii) wasted management or office time; and
(ix) for any other loss or damage of any kind, however arising and whether caused by infringement of general laws (including the omission to act in accordance with reasonable carefulness), breach of contract or otherwise, even if foreseeable.
5.2 This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.
- Information about You and Your Visits to Our Website
- Services provided through our Website
7.1 Services provided through the use of our Website shall be governed by their respective Terms and Conditions.
- Uploading of Materials to our Website
8.1 Whenever you make use of a feature that allows you to upload material to our Website, or to make contact with other users of our Website, you must comply with the Content Standards set out below. You confirm that any such Contribution does comply with those standards, and you indemnify us for any failure to comply.
8.2 Any material you upload to our Website will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our Website constitutes a violation of their intellectual property rights, breach of their confidential information or of their right to privacy.
8.3 We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our Website.
8.4 We have the right to remove any material or posting you make on our Website if, in our opinion, such material does not comply with the Content Standards set out below.
- Prohibited use(s)
9.1 You may use our Website only for lawful purposes. You may not use our Website:
(a) in any way that breaches any applicable law or regulations;
(b) in any way that is unlawful or fraudulent, or has unlawful or fraudulent purpose or effect;
(c) for the purpose of harming or attempting to harm any individual in any way;
(d) to send, receive, upload, download, use or re-use any material which does not comply with our Content Standards set out below;
(e) to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
(f) to create liability for us in any way; or in any way that causes us to lose (in whole or in part) the services of our ISPs or other suppliers; and
(g) to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
9.2 You also agree:
(a) not to reproduce, duplicate, copy or re-sell any part of our Website in contravention of any of the provisions in these Terms of Website Use;
(b) not to access without authority, interfere with, damage or disrupt:
(i) any part of our Website;
(ii) any equipment or network on which our Website is stored;
(iii) any software used in the provision of our Website; or
(iv) any equipment or network or software owned or used by any third party.
- Content Standards
10.1 These content standards (“Content Standards“) apply to any and all material which you contribute to our Website (“Contributions“), and to any interactive services associated with the Website.
10.2 You must comply with the spirit and the letter of the following standards. The standards apply to each part of any Contribution as well as to its whole.
10.3 Contributions must:
(a) be accurate (where they state facts);
(b) be genuinely held (where they state opinions);
(c) comply with applicable law in the Republic of Singapore and in any country from which they are posted, where there is a conflict of law(s) between the laws of the Republic of Singapore and that of the laws from which they are posted, the laws of the Republic of Singapore, supersedes, the laws from which they are, posted.
10.4 Contributions must not:
(a) contain any material which is defamatory of any person or which is obscene, offensive, hateful or inflammatory;
(b) promote violent or sexually explicit material;
(c) promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
(d) infringe any copyright, database right or trade mark of any other person;
(e) be false, inaccurate or likely to deceive or mislead any person;
(f) be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
(g) promote any illegal activity;
(h) be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety;
(i) be likely to harass, upset, embarrass, alarm or annoy any other person;
(j) be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
(k) give the impression that they emanate from us, if this is not the case;
(l) advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse;
(m) link directly or indirectly to or include descriptions of goods or services that are prohibited under these Terms of Website Use.
- Software Downloads
11.1 The use of any software downloads made available from our Website will be subject to the terms and conditions of the end user licence agreement associated with such software. By downloading, installing, modifying, copying or by otherwise using such software you indicate your acceptance of the terms and conditions of the associated end user licence agreement.
- Viruses, hacking and other offences
12.1 You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious, technologically harmful or designed to disrupt the current operation of our Website. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.
12.2 We may report any breach under these Terms of Website Use to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.
12.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.
- Linking and framing
13.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
13.2 You must not establish a link from any website that is not owned by you.
13.3 We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the Content Standards.
13.4 If you wish to make any use of material on our Website other than that set out above, please address your request to our electronic mail address of, <>.
- Links from our Website
14.1 Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. If you use these links, you will leave our Website. We have not reviewed these third-party websites and we have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. We do not endorse or make any warranties or representations about the other websites, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to our Website, you do this entirely at your own risk.
- Suspension and Termination
15.1 We will determine, in our discretion, whether there has been a breach of these Terms of Website Use. Where a breach has occurred, we may take such action as we deem appropriate.
15.2 Failure to comply with these Terms of Website Use constitutes a material breach of the terms upon which you are permitted to use our Website, and may result in our taking all or any of the following actions:
(a) immediate, temporary or permanent withdrawal of your right to use our Website;
(b) immediate, temporary or permanent removal of any posting or material uploaded by you to our Website;
(c) issue a warning to you;
(d) legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;
(e) further legal action against you;
(f) disclosure of such information to law enforcement authorities as we reasonably feel is necessary.
- Jurisdiction and Applicable Law
16.1 The Singapore courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our Website although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
16.2 These Terms of Website Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of Singapore.
17.1 We may revise these Terms of Website Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these Terms of Website Use may also be superseded by provisions or notices published elsewhere on our Website.
- Your Concerns
18.1 If you have any concerns about material which appears on our Website, please contact us via electronic mail at <>. Thank you for visiting our Website.